Pay with Kodo,
earn gifts.
In Senegal or from the diaspora, pay your bills and top-ups
for yourself or your loved ones, simply and fee-free with Kodo.
Every payment earns you points you can redeem for gifts.
A new experience
of digital payments



How does it work?
Pay in a few taps
Settle your Senelec, Sen'Eau or Woyofal bills and mobile top-ups in seconds, right from the app.
Collect your points
Every payment on Kodo earns you points, credited instantly to your account with no cap on how many you can build up.
Enjoy the rewards
Redeem your points for vouchers, gifts, or exclusive experiences with our partners.
From wherever you are,
keep Senegal
within reach.
Take care of your loved ones in Senegal. Pay their bills and top-ups in seconds, with no fees at all.
0 FCFA in fees
Pay your loved ones' bills and top-ups without paying a single fee.
Visa & Mastercard
100% secure payment with your international bank card.
Instant confirmation
Bills, Woyofal, or top-ups: every payment is processed in seconds.
Available in 15 countries, in Senegal and across the diaspora
Pay your bills
with no hidden fees
With Kodo, settle all your bills and top-ups through a payment experience that's simple, transparent, and secure.
No hidden fees
The amount shown is exactly what you pay. Zero commission, zero bad surprises.
100% secure payments
Your card and Mobile Money payments are protected to the highest security standards.
Instant delivery
Get your Woyofal code, your top-up, or your payment confirmation in seconds.
Your everyday services
Water bills, electricity bills, and mobile top-ups.







Your usual payment methods
By Mobile Money or card, always fee-free.




Pay with a smile
Save time, stay on top of your budget, and enjoy a simpler way to pay with features built around you.
Interactive
dashboard
Track your spending, view your payment history and breakdown month after month, and stay in control of your budget.
Scan & pay
in an instant
Scan your bill details with your phone, then pay in seconds.
Securely saved
for next time
Save your phone numbers and meter IDs securely. Pay without ever retyping your details.
100 FCFA spent = 1 Kodo Point
Every payment
rewards you
Earn Kodo Points on every payment. Redeem them for mobile data, vouchers, gifts, and other experiences.
Solidarity, simplified
Support your loved ones by paying their bills and top-ups, or ask them to chip in directly from Kodo.
From invisible
to tangible.
You can redeem your gifts yourself or give them to your loved ones
Give 50.
Get 50.
From your referral's first payment, you both automatically get 50 bonus points.
Simple, fast, win-win.
Become an ambassador
Grow your influence and unlock exclusive perks
Join5 Referrals
Starter
+250 bonus pts
Entry-tier bonus credited immediately.
10 Referrals
Bronze
+500 bonus pts
Bronze status unlocked, with a dedicated bonus.
25 Referrals
Silver
+1,500 pts + private channel
Faster points and access to the exclusive channel.
50 Referrals
Gold
T-shirt + private channel
Free home delivery of the Ambassador T-shirt.
100+ Referrals
Platinum
Trophy + certificate + private
Official trophy and VIP perks.
Become a
Kodo Partner
As a Kodo partner, your products or services become rewards seen by an engaged community, driving awareness, acquisition, and loyalty.
Targeted visibility
Put your offers in front of an active community in Senegal and the diaspora.
Qualified acquisition
Turn your future customers' points into real, measurable sales.
Lasting loyalty
Associate your brand with a modern, engaging rewards program.
Frequently asked questions.
Have a question?
Find every answer in our help center, or write to us directly.
The Kodo
app
is coming soon
Get a WhatsApp message as soon as the app officially launches.



